A consolidated reference for the most common questions about the RWANFTFI protocol. Each answer is self-contained and links to the full mechanics page.Documentation Index
Fetch the complete documentation index at: https://whitepaper.rwanftfi.com/llms.txt
Use this file to discover all available pages before exploring further.
What is RWANFTFI?
RWANFTFI is a Web3 protocol on the Binance Smart Chain (BSC) that bridges NFTs, Real World Assets (RWA), DeFi, and CeFi into a unified financial ecosystem. Holders of one of 10 NFT tiers (priced from 28 to 24,000 USDT) gain access to a 22-level marketing structure, NFTM mining, DA farming, and lending. The economic engine is the Deflationary Asset (DA) — a token strictly hard-capped at 21,000,000 units and 100% backed by a USDT liquidity pool. Smart contracts are independently audited by CertiK and built on the Diamond Pattern (EIP-2535).What blockchain does RWANFTFI run on?
RWANFTFI operates exclusively on the Binance Smart Chain (BSC) using the BEP20 token standard. Transactions require a small amount of BNB for gas. A managed cross-chain deposit service (operated by a dedicatedSERVICE_ROLE) lets users fund their accounts from any supported blockchain.
How many NFT tiers exist and what do they cost?
There are 10 tiers. Prices and naming:| Level | Name | Price (USDT) | Group |
|---|---|---|---|
| L1 | Genesis | 28 | Basic |
| L2 | Advance | 55 | Basic |
| L3 | Ascend | 140 | Basic |
| L4 | Eclipse | 275 | Basic |
| L5 | Hydro | 550 | Premium |
| L6 | Quantum | 1,100 | Premium |
| L7 | Pulse | 2,200 | Premium |
| L8 | Aurora | 5,500 | Premium |
| L9 | Flame | 11,000 | Elite |
| L10 | Infinity | 24,000 | Elite |
How does the DA token’s price grow?
The DA price follows a single formula: Price = Liquidity ÷ Circulating Supply. Every time DA is sold, 100% of the sold tokens are permanently burned (supply decreases) while USDT remains in the pool (liquidity stays or grows). The result is mechanically deflationary: less supply over the same or larger backing means a higher price per token. The pool is funded by 14+ revenue streams across the ecosystem. See DA Token Mechanics.Can DA be transferred between users?
No. DA is a non-transferable utility token. It can only be sold (manual or automatic), used as lending collateral, or repaid. Peer-to-peer transfers are disabled at the contract level.What is the Income Limit?
Every NFT has a strict Income Limit — the maximum cumulative income that NFT can generate before renewal. The limit is consumed by both marketing rewards and DA sales. When it reaches zero, the holder stops receiving all marketing rewards and loses the ability to sell DA manually. To prevent this, renew the NFT via Autobuy, manual same-level repurchase, or upgrade to a higher tier. Manual repurchase is locked while the remaining limit is above 30% of the original.What is Frozen Balance and when does it activate?
Frozen Balance is a 72-hour income protection mechanic. It activates only when all three conditions are met: (1) the buyer is your direct personal invitee, (2) it is that invitee’s first NFT purchase or their Autobuy renewal, and (3) the resulting commission exceeds your remaining Income Limit. The excess is held for 72 hours, giving you time to upgrade your NFT and claim it. If you miss the window and Autobuy did not cover the excess, 70% is routed to the DA Liquidity Pool and 30% goes to your direct upline sponsor. Full mechanics on the Frozen Balance page.How does the marketing structure work?
When a user activates an NFT, the smart contract permanently places them into a 22-level binary tree using a “weakest branch, left to right” algorithm. Maximum capacity is 8,388,606 positions when fully filled. Earnings come from three independent streams: Sponsor Bonus (30% Phase 1 / 20% Phase 2 of NFT price for direct invites), Tree Distribution (per-level percentages from Level 2 to Level 22), and Matching Bonus (5% + 5% + 5% across three levels of direct partners’ income). Levels 16–22 unlock in Phase 2 via DAO vote. See Marketing Structure.How deep can my NFT earn?
Depth depends on your NFT level. Currently, Genesis (L1) earns from 2 levels deep, and Infinity (L10) earns up to 19 levels deep. After Phase 2 is activated by DAO vote (planned Q4 2026), Infinity will earn up to the full 22 levels. Other tiers expand proportionally. Lower-tier holders rely on compression — when an upline does not qualify, their reward passes upward to the next active participant.Can I take a loan against my DA?
Yes. Premium and Elite NFT holders (L5+) can borrow up to 70% LTV against their DA holdings. Each DA batch from each mining cycle serves as independent collateral, allowing multiple simultaneous micro-loans. Each loan carries a one-time 5% commission routed to the DA Liquidity Pool. A loan can be opened against a stack only if at least 30 days remain until that stack’s next scheduled auto-sell — this is the on-chain eligibility gate, not a fixed loan term. The borrower can repay at any time before the stack enters its auto-sell cycle; once auto-sell starts,repay() reverts. If defaulted, only that batch’s collateral is progressively burned through the auto-sell cycle — not all DA holdings. See Selling & Lending.
What is the Auto-Sell cycle?
If a user does not sell DA manually, the system triggers automatic sales from the remaining balance over four periods totaling 365 days: 25% after 120 days, 40% of the remainder after 90 more days, 50% of the remainder after 90 more days, and 100% of the remainder after the final 65 days. 100% of auto-sold tokens are burned and the user receives 70% of the value in USDT (vs 75% on manual sale). Each auto-sell executes at the DA price at the time of that period’s trigger.Is the protocol audited?
Yes. The smart contracts are independently audited by CertiK, with the final report published on April 28, 2026. CertiK applied their standard methodology: Static Analysis, Manual Review, and Formal Verification. The full report is publicly verifiable on the CertiK Skynet directory and embedded on the Security & Audit page.What contract architecture is used?
The protocol uses the Diamond Pattern (EIP-2535), splitting functionality across 7 modular Facets (AdminFacet, MarketingFacet, FarmingFacet, PaymentFacet, TreeFacet, ResolverFacet, ViewFacet) accessed through a single proxy. The Diamond contract is upgradeable via Facet cuts; the TokenReserve (DA) is upgradeable via Transparent Proxy; NFTs, GovToken, and AdminContract are non-upgradeable. See Architecture.Who governs the protocol?
A Decentralized Autonomous Organization (DAO) backed by an ERC20Votes governance token (GovToken) with a permanently fixed supply of 10,000,000. A proposal requires backing from 30% of total supply to be submitted, and a 50% majority to pass. Current allocation: RWANFTFI Corporation 30% + 20 Guardians at 3.5% each. A future redistribution plan expands governance to up to 101 wallets (Corporation 30% + 20 Guardians at 1.5% + 80 Leaders at 0.5%) without minting new tokens. Developers cannot unilaterally alter system rules or access user funds. See Governance.Are NFTs an investment or a security?
No. NFTs are a digital product: by purchasing one, you receive a digital asset and access to ecosystem services. They are explicitly not financial instruments, not an investment, and not securities. All purchases are final, legally binding, and non-refundable — blockchain transactions are immutable. See Legal & Compliance.What corporate entities operate the protocol?
Two entities. RWANFTFI Corporation (registered in the Republic of Panama) is the technology and product company — it owns platform infrastructure, NFT architecture, the tokenization engine, and all intellectual property. NFT FI Corporation (registered in the British Virgin Islands) is the marketing and commercial company — it manages platform operations, distribution, and partnerships. Disputes are resolved through binding arbitration at the London Court of International Arbitration (LCIA). See Corporate Structure.What is the Accumulative Balance?
A mandatory savings account where 20% of every marketing reward is automatically credited. It can only be used to purchase the same-level NFT or upgrade to a higher level. Using it incurs a 20% fee routed to the DA Liquidity Pool; transferring it to another user incurs the same 20% fee. If unused for 120 days, it becomes eligible for redistribution: 70% to the DA Liquidity Pool and 30% to the upline sponsor (Regular NFT holders). See Architecture — Balance Schema.What is NFTM?
NFTM is not a token — it is an internal mining counter tracked by the smart contract. It has no market value and cannot be traded or transferred. Its only function is to be staked into Farming, where it converts to DA at the current price. Mining requires an active Income Limit and a Premium tier or higher (L5+). After mining completes, you have exactly 72 hours to stake NFTM into Farming or the cycle is lost. See Mining & Farming.What happens if I don’t claim a matured Farming reward before upgrading?
It is permanently destroyed. Any NFT purchase or upgrade callsterminate(), which stops the active session and destroys all unclaimed farming rewards — including matured ones. Operational rule: claim first, then upgrade.