Protocol Basics
The DA Token
Income, Balances & Marketing
Mining, Farming & Lending
Architecture & Governance
Security, Legal & Company
Protocol Basics
What is RWANFTFI?
RWANFTFI is a Web3 protocol on the Binance Smart Chain (BSC) that bridges NFTs, Real World Assets (RWA), DeFi, and CeFi into a unified financial ecosystem. Holders of one of 10 NFT tiers (priced from 28 to 24,000 USDT) gain access to a 22-level marketing structure, NFTM mining, DA farming, and lending. The economic engine is the Deflationary Asset (DA) — a token strictly hard-capped at 21,000,000 units and 100% backed by a USDT liquidity pool. Smart contracts are independently audited by CertiK and built on the Diamond Pattern (EIP-2535).What blockchain does RWANFTFI run on?
RWANFTFI operates exclusively on the Binance Smart Chain (BSC) using the BEP20 token standard. Transactions require a small amount of BNB for gas. A managed cross-chain deposit service (operated by a dedicatedSERVICE_ROLE) lets users fund their accounts from any supported blockchain.
How many NFT tiers exist and what do they cost?
There are 10 tiers. Prices and naming:
Higher tiers unlock deeper marketing earnings, NFTM mining, and lending. Full details on the NFT Ecosystem page.
The DA Token
How does the DA token’s price grow?
The DA price follows a single formula: Price = Liquidity ÷ Circulating Supply. Every time DA is sold, 100% of the sold tokens are permanently burned (supply decreases) while USDT remains in the pool (liquidity stays or grows). The result is mechanically deflationary: less supply over the same or larger backing means a higher price per token. The pool is funded by 14+ revenue streams across the ecosystem. See DA Token Mechanics.Can DA be transferred between users?
No. DA is a non-transferable utility token. It can only be sold (manual or automatic), used as lending collateral, or repaid. Peer-to-peer transfers are disabled at the contract level.What is the Auto-Sell cycle?
If a user does not sell DA manually, the system triggers automatic sales from the remaining balance over four periods totaling 365 days: 25% after 120 days, 40% of the remainder after 90 more days, 50% of the remainder after 90 more days, and 100% of the remainder after the final 65 days. 100% of auto-sold tokens are burned and the user receives 70% of the value in USDT (vs 75% on manual sale). Each auto-sell executes at the DA price at the time of that period’s trigger.Income, Balances & Marketing
What is the Income Limit?
Every NFT has a strict Income Limit — the maximum cumulative income that NFT can generate before renewal. The limit is consumed by both marketing rewards and DA sales. When it reaches zero, the holder stops receiving all marketing rewards and loses the ability to sell DA manually. To prevent this, renew the NFT via Autobuy, manual same-level repurchase, or upgrade to a higher tier. Manual repurchase is locked while the remaining limit is above 30% of the original.What is the Accumulative Balance?
A mandatory savings account where 20% of every marketing reward is automatically credited. It can only be used to purchase the same-level NFT or upgrade to a higher level. Using it incurs a 20% fee routed to the DA Liquidity Pool; transferring it to another user incurs the same 20% fee. If unused for 120 days, it becomes eligible for redistribution: 70% to the DA Liquidity Pool and 30% to the upline sponsor (Regular NFT holders). See Architecture — Balance Schema.What is Frozen Balance and when does it activate?
Frozen Balance is a 72-hour income protection mechanic. It activates only when all three conditions are met: (1) the buyer is your direct personal invitee, (2) it is that invitee’s first NFT purchase or their Autobuy renewal, and (3) the resulting commission exceeds your remaining Income Limit. The excess is held for 72 hours, giving you time to upgrade your NFT and claim it. If you miss the window and Autobuy did not cover the excess, 70% is routed to the DA Liquidity Pool and 30% goes to your direct upline sponsor. Full mechanics on the Frozen Balance page.How does the marketing structure work?
When a user activates an NFT, the smart contract permanently places them into a 22-level binary tree using a “weakest branch, left to right” algorithm. Maximum capacity is 8,388,606 positions when fully filled. Earnings come from three independent streams: Sponsor Bonus (30% Phase 1 / 20% Phase 2 of NFT price for direct invites), Tree Distribution (per-level percentages from Level 2 to Level 22), and Matching Bonus (5% + 5% + 5% across three levels of direct partners’ income). Levels 16–22 unlock in Phase 2 via DAO vote. See Marketing Structure.How deep can my NFT earn?
Depth depends on your NFT level. Currently, Genesis (L1) earns from 2 levels deep, and Infinity (L10) earns up to 19 levels deep. After Phase 2 is activated by DAO vote (planned Q4 2026), Infinity will earn up to the full 22 levels. Other tiers expand proportionally. Lower-tier holders rely on compression — when an upline does not qualify, their reward passes upward to the next active participant.Mining, Farming & Lending
What is NFTM?
NFTM is not a token — it is an internal mining counter tracked by the smart contract. It has no market value and cannot be traded or transferred. Its only function is to be staked into Farming, where it converts to DA at the current price. Mining requires an active Income Limit and a Premium tier or higher (L5+). After mining completes, you have exactly 72 hours to stake NFTM into Farming or the cycle is lost. See Mining & Farming.What happens if I don’t claim a matured Farming reward before upgrading?
It is permanently destroyed. Any NFT purchase or upgrade callsterminate(), which stops the active session and destroys all unclaimed farming rewards — including matured ones. Operational rule: claim first, then upgrade.
Can I take a loan against my DA?
Yes. Premium and Elite NFT holders (L5+) can borrow against their DA at a fixed 70% LTV - the rate is hardcoded, the user cannot choose a smaller percentage, and the entire DA batch is pledged at once (no fractional borrowing against part of a batch). Each DA batch from each mining cycle is independent collateral, so multiple simultaneous loans are possible - one per batch. A given batch can be pledged only once over its entire lifetime: after a loan is opened, that batch cannot be used as collateral again, even after the loan is fully repaid. A one-time 5% commission is paid at issuance and routed to the DA Liquidity Pool; repayment, full or partial, does not trigger the fee again. The borrower receives 95% of the gross loan amount in their Regular Balance. The debt is denominated in USDT at theloan.price captured at issuance and does not increase if DA appreciates - the loan lets you extract liquidity at today’s price while keeping upside on future DA appreciation. The borrower can also partially repay at any time, releasing a portion of the collateral and reducing the debt proportionally. A loan can be opened only if at least 30 days remain until the batch’s next scheduled auto-sell - this is an on-chain eligibility gate, not a fixed loan term. Once open, the loan has no maturity and can be repaid in full or in part at any time before the batch enters its auto-sell cycle. See Full lending mechanics →.
What happens if I don’t repay my loan in time?
If the borrower does not repay before the collateralized batch enters its auto-sell cycle, the pledged DA is progressively burned through the standard four-period schedule (120 / 90 / 90 / 65 days, 365 days total). Each period burns a fraction of the remaining pledged DA: 25%, then 40%, then 50%, then 100%. All burned DA is permanently destroyed and the USDT value atloan.price for each burned portion flows to the DA Liquidity Pool. The borrower keeps the USDT received at issuance and loses only the burned portion of the collateral. Default is not all-or-nothing - between any two auto-sell periods the borrower can still call repay() and reclaim the remaining pledged DA by paying only for what is still pledged, stopping every future burn. See Full lending mechanics →.