FinPro Marketing

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How does FinPro Marketing differ from the RWA partner program?

The RWA partner program does not change with the launch of FinPro Marketing.

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Launch stages

With the FinCore launch, the pre-launch qualification conditions no longer apply in their original form.

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Claim Spot

Conditions during pre-launch:

• Main NFT: the participant’s main RWANFTFI NFT is in their wallet.
• FinFlow position: at least 500 USDT, or at least 10% of the participant’s total rewards on the main NFT, whichever is higher. An already open position qualifies.

What the participant receives:

• A place in the FinPro structure: permanent, retained even if all positions are later closed.
• A referral link, immediately after Claim Spot.
• Early access: the partner network can be built before FinCore launches.

A place in the structure is determined by the moment of entry: the earlier a participant and their partners claim, the higher they are placed. A structure built before the FinCore launch is included from the first day of marketing accruals.

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Structure and placement

• Each participant has two places directly beneath them. If a participant invites more than two people, the next ones are placed deeper in their structure (spillover).
• A place, once taken, is fixed permanently.
• Entry is by invitation only: through the link or referral code of a FinPro Marketing member. A participant’s sponsor in the RWA partner program is not assigned automatically.

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How is marketing calculated?

Source. Marketing is calculated from the position accruals that partners receive in FinPro products with marketing enabled; the first such product is FinCore. It is not calculated from partners’ deposits, and there is no marketing on marketing: a partner’s own marketing rewards do not generate marketing for anyone above them. Frequency. Once a day, together with the position accruals. In the history it appears as a separate entry type, FinPro income. If a personally invited partner is placed on Level 2 or deeper because of spillover, the inviter receives both the Direct Sale 5% and the level percentage. These are the values at launch. See Rules and protection below for how they can change.

Example. A partner receives a position accrual of 200 USDT. The participant invited them personally, and the partner stands on their Level 3. Direct Sale 5% = 10 USDT; Level 3 at 2% = 4 USDT; total 14 USDT from this accrual, and the same share from every following accrual of that partner.

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Open levels and position balance

A participant’s partner network generates marketing on all 20 levels, but the participant receives marketing only from the levels that are open.

• Position balance opens levels. The position balance is the total of all open positions in all FinPro products, including FinFlow, with top-ups and reinvested amounts. Closed positions do not count.
• The larger the balance, the more levels are open, up to 20. The thresholds per level are not published.
• Checked daily. If the balance grows, more levels apply from the next accrual. If a position closes and the balance falls, the number of open levels is recalculated.
• A closed level means missed marketing.

Example: 8 of 20 levels open. The participant receives Level 1–8 (13%) plus Direct Sale (5%) = 18%. The 25% on Level 9–20 is missed. To open more levels: add funds to a position, reinvest marketing, or enable Compound.

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Two limits

Every marketing accrual consumes both limits at once.

Example. A marketing accrual of 40 USDT arrives. Protocol Reward Cap: 2,000 → 1,960. Earn cap of the position: 1,600 → 1,560 remaining to the cap.

States:

• Limit smaller than the accrual. The amount within the remaining limit is credited. Example: 30 USDT of limit left and 50 USDT accrued: 30 USDT is credited.
• Protocol Reward Cap = 0. All marketing, FinPro and RWA, stops until the NFT is renewed or upgraded. Position accruals in FinPro continue. Autobuy is not triggered by FinPro marketing: the holder renews or upgrades the NFT manually.
• Earn cap reached. The position is complete and stops accruing; the position balance and open levels are recalculated.

Order of Earn cap consumption by marketing: positions by opening date, oldest first (usually the FinFlow position). To avoid losing levels, top up positions or enable Compound. Principal return. In products without principal return, the principal is not returned after the position closes. In products with principal return, it is returned after the lock period, if any.

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Earn cap and the marketing participant bonus

In products with marketing enabled, a position’s cap has two layers. The exact values are published for each product before launch.

• The bonus is unlocked by the first marketing accrual, at least one reward from any partner. The status is permanent and applies to all open positions.
• Marketing fills the bonus layer first, then the main cap.
• If position accruals reach the main cap while the bonus layer is not yet filled, accruals on that position stop. The position stays open for marketing up to the combined cap and continues to count toward open levels.

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Compression

If a participant above a partner is inactive, their level is not lost: the share passes to the next active participant above, and so on up the chain. A participant above is skipped (compression) when:

• the Protocol Reward Cap of their main NFT is 0;
• there is no smart-contract agreement on the NFT limit;
• they are blocked or on a sanctions list.

A participant who is inactive misses the marketing from their partner network for that period. Renew or upgrade the NFT before the limit runs out.

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Smart-contract agreement on the NFT limit

• What it is. A confirmation by the participant that FinPro Marketing consumes the limit of their main NFT. It allows FinPro Marketing and the RWA partner program to share one Protocol Reward Cap.
• When. Before the first marketing accrual. The participant confirms it from their own wallet.
• Revocable. After revocation, FinPro Marketing is not accrued to the participant and they are skipped by compression.
• Transparent. Every limit deduction is recorded on-chain together with the marketing accrual in the FinPro contract.
• What it is not. No new token is issued, and no USDT moves through the main contract.
• No debts. If the limit runs out during the day after the daily calculation, the amount within the remaining limit is credited (or nothing). There are no follow-up payments or debts.

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Marketing balance: reinvest, Compound, withdrawal

Marketing is held in the product where it was received: FinCore marketing in FinCore, and so on. Funds do not move between products.

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One structure, all products

• One FinPro structure operates across all FinPro products.
• A partner who participates in several products brings marketing from each.
• The structure doubles with every level: 2, 4, 8, 16, 32, 64 … up to 1,048,576 places on Level 20.
• A participant’s marketing therefore depends on three factors: their partner network, the number of open levels, and the number of products in which partners participate.

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Rules and protection

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Why might a marketing accrual not arrive?

• The level is closed for the participant.
• The Protocol Reward Cap of the main NFT is zero.
• The limit agreement has not been confirmed.
• The Earn cap of all positions is filled, or there are no open positions.
• The partner receives accruals in a product without marketing (FinFlow).

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